Are you turning 65 and confused about Medicare?

The good news is you don’t have to become a Medicare expert and spend countless hours learning every aspect of Medicare to make an informed decision.  Turning 65 shouldn’t be stressful, we’re here to help you make the Medicare transition an easy one. Call Cunningham Life Insurance Agency

The first step to understanding Medicare is knowing when you need to enroll.

For most people when they turn 65 they need to enroll. You may enroll 3 months before your birthday and up to 3 months after your birthday month. Read More

There are exceptions such as receiving Social Security Disability for more than 24 months.  In addition there are many complex rules if you are staying on an employers health plan after age 65.  Every year many people miss out on their enrollment and are subject to permanent financial penalties as well as time penalties because they are waiting for Medicare to contact them.  Medicare will only contact you if you are receiving Social Security Benefits even then it’s better for you to take the initiative and contact Medicare directly to enroll medicare.gov or 1-800-Medicare.