WIN A GIFT CARD!!! See below for details The summer months are upon us and summer is in full swing. This is the time of year we absolutely love! Life with family slows down a bit and we can sit back and enjoy this downtime by the beach or the […]

2017 Summer Facebook Contest

On July 4th Americans celebrate the announcement of our  independence from Great Britain! “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.” Preamble to […]

Happy 243rd Birthday America!

Many Seniors are aware of the Medicare AEP from October 15th until December 7th.  However, many Medicare enrollees can be confused on what can be done during the period.  Just so there is no confusion, anyone entitled to Medicare and enrolled in Part A and Part B at any age […]

Medicare Annual Enrollment Period 2016

Beneficiary Review
Are you forgetting something? If you look at your state’s list of unclaimed property you will quickly notice something. A lot of the funds are for beneficiaries that never claimed a benefit for life insurance or investments accounts.  The next thing you might ask yourself is why don’t these people […]

Have you reviewed your beneficiaries lately?

Waiting too long
Many individuals delay purchasing Life Insurance for several reasons such as: it’s too expensive, they won’t qualify, they think they are going to live a long time, and when they are old they don’t need it.  Life Insurance may be the only thing in life you CAN’T delay!  Like all […]

Life Insurance – What are you waiting for?

The Annual Open Enrollment for Individual and Family Plans is nearly upon us.  The first day the general public will be able to enroll in plans for 2016 is November 1st.  However,  many Californians have already started receiving notices about early renewals and possibly their 2016 rate to renew their […]

Covered California – Renewal and Enrollment for 2016

For many their first instinct would be the bank. Unfortunately, due to financial regulations all financial advisers and insurance professionals still must go on record as stating that the bank is the safer place due to the FDIC. Let me phrase that in a different way, the bank is safer […]

Bank vs. Insurance Company where is your money safer?

The official end of the 2015 open enrollment period was February 15th.  However, for anyone who didn’t know having health insurance is the law and experienced a tax penalty during 2014 there was an extended period till April 30th.  The next open enrollment period starts on November 1st 2015.  There […]

2015 ACA Open Enrollment has ended