Medicare Part A

IMPORTANT NOTE: This page is intended to provide individuals with some basic “Need to Know” information. For a more comprehensive understanding please see the Official “Medicare and You” guide from the Centers for Medicare and Medicaid Services.

Medicare is broken down into four parts (A, B , C, and D.)  Parts C and D are administered by private companies. Parts A and B are managed directly by CMS (Center for Medicare and Medicaid Services).  CMS also sets the minimum requirements for part C and D.

Medicare Part A is also referred to as Hospital Insurance.  You should enroll in Part A as soon as you are eligible.  For many people there is no cost to enroll in Part A.  However if you or your spouse have not worked at least 10 years in a medicare tax paying job you may have a premium for Part A.  Below is a basic chart of what Medicare Part A covers.  To enroll in Medicare Part A please visit

Current information for year 2016

(Click image to enlarge)

Medicare Part A chart 2016

As you can see Medicare Part A covers a lot, but there are still gaps that you are responsible for.

 MAPD and PDP Plans